Qualifying for a Home Loan
The qualifying process is the first step in your search for a new Georgia home. It will help you make your new home real estate purchase a smooth and effortless transaction by helping you determine how much you can spend on your new Atlanta home. Being pre-qualified often increases your negotiating position and saves you valuable time and money. One of the greatest rewards about obtaining a pre-qualified approval status is that you expedite the full approval process so that you may purchase your dream home right away, or begin building one. Whether you've purchased real estate before, or are a first-time Atlanta home buyer, pre-qualifying will allow you to focus on finding the home of your dreams.

Here are some things to be aware of during this process:

• It’s important to find a lender you can trust. A good lender should be able to guide and counsel you in obtaining a pre-approval status, which is often your greatest asset when searching for a new home.
• To determine which lender is best for you, it's always a good idea to ask as many questions as necessary to help you understand the entire home buying process.
• Working with a lender during this process also allows you to get to know the lender – which helps when making a decision about the actual loan you choose. You are not committed to using the lender for your actual loan just because the lender pre-approves you.